Phd thesis on microfinance and women empowerment
They're around us. VERVEER: But she has, she has really brought extraordinary leadership, certainly to be in the United States Cabinet as the Secretary of Education, to now be here in North Carolina running the university system in terms of what this state represents in the full flowering of the university system, which is well-known. Nobody, I mean every one of us was mothers, so that had been a great brand to sell our shares. SPELLINGS: Absolutely. And so, the gaps are very, very wide, and I think, you know, people used to ask me this all the time, if I could wave a magic wand I would start with higher expectations of our children, all of our children, rural children, black children, brown children, buy pre written essays online poor children. Well, to set the table, and probably a lot of people in this room know this, but high school student college admission resume you know, this city, and Raleigh not, is the worst in the United States of America for economic mobility. That's low down on the totem pole for them, it's really about empowerment. Those male domain areas, and also the usual traditional areas where women are involved. MS. So, maybe there is an opportunity for mini mentoring around us all the time, and I would really promote that, do that, ask the questions, say what you need, and it is around us, and I think I've had many more mentors that I actually think that I've had. TURLINGTON BURNS: Further ahead than I was. You never go around saying phd thesis on microfinance and women empowerment huh I can't read, and it's almost okay to, you know, be, you know, phobic about numbers, or check out of those things. I mean women are fairly confident in the economy today and where they believe the economy will go in the next 12 months. We have the privilege of banking about 1. And I think today more than ever women are help writing college admission essays in a pivotal position. And one of the things that I think was so profound is that right from the beginning it was about an equal partnership, that we each have something to bring to the table, even though one entity was a lot smaller than the other. Why is it so crucial in your, in your eyes that we push this forward as best as we can? And I think we let our girls check out at early ages and have it be okay, but you're not, you're not good at math, or you're not good at science, and that that's kind of socially acceptable, and I think we have to confront those myths because it ends up being, you know, if you're not skilled and facile in math and at the seventh and eighth grade in algebra you're unlikely to be a PhD physicist. It is about other people. So far, we are able to open 28 branches. If half the school lunches served today in school cafeterias were tainted and people got sick we would be outraged, it would lead the news today here in this community or nationally. I ran my first marathon in 2011 and we were given ten spots for a very new charitable organization as part of the New York City marathon, and I thought well I doctoral thesis on knowledge management know some runners, and I can't not run it as the head of this organization. So, it's about putting our voice out there, our resources, our network, our support, and really sponsoring versus mentoring, but really taking a stand and pulling people together, and saying you know what? And when we looked at the survey the news is actually pretty good. I heard it actually called that. VERVEER: As is always the case. CRONSTEDT: So, I think that sometimes you can, you're too research paper on the death penalty afraid or scared to ask somebody for help, to be your mentor, but we've learned today and in the program phd thesis on microfinance and women empowerment during this week is that you can simply ask, and it can be just a question, and you can have a mini mentor just for that simple thing that you're asking about, need. And sometimes what we see it's the confidence factor. And then it just started to grow, and it's turned out that there are a lot of runners out there, or people who are just, I think people who are taking care of themselves and are active, healthy people, are more likely to care about the health and wellbeing of others, than your average person. Half of the kids, poor kids getting out of high school nobody seems to, that doesn't matter that much because that's our expectation that it's okay that those children are left behind, to use an old-fashioned parlance that you might have heard before. No is not the answer for us. Often at some sacrifice. Let me just first say how exciting it is to be here at the mothership of Bank of America. So, she developed indoor pools. So, by any definition Margaret is a leader, and that's what we're going to discuss, leadership. NELSON: All right. And so, the gaps are wide here in North Carolina. I'm going to run for the school board, I'm going to be the president of a university, or the mayor of Charlotte, or whatever it is. So, it's quite special to be back here and to see so many people in this room who were really part of making it happen and looking phd thesis on microfinance and women empowerment at Zoe and Susan and of course Pam Seagle, and so many others who just made this a reality. You see what this women are doing. I mean I know you're sort of a risk-taker by design, as an entrepreneur you have to be. ALYSE NELSON: Well hello everyone, I'm Elise Nelson. And I think that takes a lot of insight from a company to understand that, that partnership is not just about you and someone in another sector, it could be about even partnering with some of your competitors to ultimately, you know, make a difference in the long run. But I've always noticed that when one comes into these arrangements of the mentee and the mentor each benefit-- MS. You know? It started as a partnership between Vital Voices, a nonprofit organization, nongovernmental organization, and Bank of America of course, major multinational corporation. We touched very briefly on mentorship. MS. But also, the work you've done with President George Bush both in terms of policy work, political work, etcetera. And so, I think we all need to challenge ourselves, and when we say that to ourselves and our daughters check it. 2 million of those women today, so it's about 40% of what it is that we do at the bank. And I do think we're motivated by that. MS. That had been a great brand to us because it was our selling point. Yeah. And this phd thesis on microfinance and women empowerment program, the Global Ambassador's Program was really founded on that core belief. MS. 2 of those, 1. I think that's why you see, you know, women show up to say put me in coach or I'm going to lead an effort on maternal health. Katerina, I want to, I want to come back to you and some of what you were talking about about the power of mentoring and partnership, and also bring together a strand that Melanne was talking about earlier, the idea of needing networks, and how valuable networks are. JILL CALABRESE BAIN: Sure, well first I want to say I'm humbled to share the stage with these two women, and all of their tremendous accomplishments. And so, if you're from Southern Florida you know that indoor pools is not something that exists, but it's the leading, it's the leading cause of death for children. And financing for her was not easy out of the gate. SPELLINGS: Well, and there's been some research on this of course, and you know, I used to say in speeches, you know, women don't feel uncomfortable saying huh, I can't balance my checkbook. Right? But they tend to look at sources of capital differently, and we see that women, at least in the survey that we just recently completed, only about 7% actually think that they will pursue financing in 2017, which is a little lower than their male counterparts. So, I signed up, and immediately when I started training I saw the connection between what we're trying to do, where there is need, and where there is really an intense barrier, which is distance, and how we can connect the dots there. There is about ten million small businesses owned by women in the United States. MS. But I think what was so incredible about the launch of that was just this idea that we're going to not only look at how we tap into so many great leaders, women leaders in the bank, but also how do we leverage so many other leaders in other organizations? We have such little time left, but there are so many exceptional women in this room who have been ambassadors, mentors for other exceptional women, many from other parts of the world who are the mentees in various areas. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Access to capital is phd thesis on microfinance and women empowerment something that plagues both men and women. You know, the state of the state is actually good. MS. But I'm curious, I mean what's next for you and what has, what has been unleashed through gaining more support and mentoring? So, we always look at access to capital. SPELLINGS: Absolutely. And so, we let our young girls check out of math and science at early ages and then we're off the path to those high potential fields going forward. CALABRESE BAIN: Well, you know, it's interesting, and listening to Christy and listening to Josefina really struck a chord with me because often times what we see is that necessity is the mother of all invention, and women business owners generally speaking do not open their own businesses for the lure of financial success. MS. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Vital Voices, as you know, launched in partnership with Bank of America this really innovative partnership five years ago. I also talked to a business owner, a not for profit business owner this week who started her own domestic violence association, and she didn't do it for her, she did it for her granddaughter. Raleigh is a tiny bit better, but not much. So, I ran the first one and then I thought oh yeah, I have two kids, I think I can do that two times. And so, empowerment means different things to different people, whether it's a business owner is Southern Florida and she's opening indoor pools. However, there's still some hesitation around revenue growth and long-term economic growth. MS. But I think that there is, it is about community and community is not only local, it's national, it's global. I'm President and CEO of Vital Voices. The difference we can make, the data that shows that we're growing economies, it's critical, driving social progress. SPELLINGS: You know, this is, I would certainly not want to say something un-PC about men, but my observation is that I think we are. And I think we can research papers on business management do anything. Most of them do import furniture and all of those, now we have quite a good number of women who take, doing the import substitution on manufacturing in construction. HAILE: Mainly the male domain, like manufacturing, now import substitution. Here's the good news about that is because likewise Wake County and Mecklenburg County are some of the highest educated counties in the nation with, you know, 50% higher education attainment with a statewide average in the low 40s. So, we've found that it's been a very connected, a very community building type of event, and people go couch to marathon, or they walk, cycle, you know, anything that you do already there's a way that you can contribute that effort towards other people. We named it Enat, Enat meaning mother. They feel like they need all of the information before they even ask the question, which we know that that's not the phd thesis on microfinance and women empowerment case and we want to be able to support those women. Just look at all of you, the kinds of positions we probably wouldn't have been in ten years ago. You also mentioned sponsorship. MS. So, ladies, thank you. Seven of us sitting in the board, in the male's domain in the bank are women out of the 11. MS. And one of the things that we've found at Vital Voices, because ultimately what we are is a network of 15,000 women leaders around the world, across different sectors, as well as mentors and others, and what we've definitely seen is that there's something about women being part of a non-competitive and non-hierarchical network, that it encourages women leaders to take risks that they wouldn't have normally taken. MS. Can you talk about, I mean did you have that experience? And so, when you think about why do women create businesses, it's not always about themselves. So, our bank is 100% private, 66% of our shareholders are women, 43% of our depositors are women, very unusual for women to deposit in a bank. MS. It's actually the phd thesis on microfinance and women empowerment fastest growing segment of the small business population, and it represents about a third of all small business owners nationally. And so, when we look at that it's about 44% of the women feel really confident, which is good but that's down from about 54% last year.